Salary-Tools.

Built for working India

Know what actually lands in your account.

Free calculators for salary, tax and HR questions — no signup, no ads on the results, numbers you can verify against your own payslip.

Calculators

In-Hand Salary Calculator

Turn your CTC into a real monthly payslip breakup.

HRA Exemption Calculator

How much of your HRA is actually tax-free.

Old vs New Tax Regime Calculator

See your exact tax under both regimes, side by side.

Gratuity Calculator

What you're owed after 1-5+ years of service.

Retirement Benefits & Deductions Calculator

PF, EPS, NPS, gratuity, ESI, LWF and PT: what you pay and what comes back.

Advance Tax Calculator

Check your quarterly installments and 234B/234C penalties.

TDS on Salary Calculator

Estimate monthly TDS withheld from your salary.

Section 80C Tax Planner

Track your ₹1.5L limit and see real tax saved.

Section 80D Health Insurance Calculator

Self/family and parents brackets, tax saved.

LTCG Calculator

Long-term capital gains tax on equity, 12.5%.

STCG Calculator

Short-term capital gains tax on equity, 20%.

Freelancer Tax Calculator (44ADA)

Presumptive taxation for specified professionals.

Salary vs Freelance Tax Comparison

Same amount, salaried CTC vs freelance take-home.

Property Capital Gains Tax Calculator

Grandfathering choice, indexation, Section 54/54EC.

Indexation Calculator (CII)

Look up CII values and your indexed cost of acquisition.

ESOP Tax Calculator

Exercise perquisite plus capital gains at sale.

Salary + Capital Gains Tax Calculator

Combined tax across salary and equity gains.

US Stocks & RSU Tax Calculator

Foreign RSU vesting, forex rules, Schedule FA.

EPF Wage Ceiling Calculator

₹15,000 → ₹25,000 ceiling: contribution, coverage & cost impact.

ESI Calculator & Benefits

Check ESI coverage under the Labour Code wage rule and what ESI covers.

Minimum Wage Checker

Check a salary against your state's minimum wage, incl. the 50% rule.

LWF Calculator

Labour Welfare Fund cost by state: deductions, employer share, due dates.

Labour Welfare Fund Benefits

What your LWF deduction funds and how to apply for the schemes.