STCG Calculator (Equity & Equity Mutual Funds)
Calculate short-term capital gains tax on listed shares and equity-oriented mutual funds held 12 months or less.
Assumes the holding period is 12 months or less. If it's over 12 months, use the LTCG Calculator instead — you'll likely owe significantly less tax.
STCG tax payable
₹10,296
STCG tax at different gain levels
| Total gain | Tax payable |
|---|---|
| ₹20k gain | ₹4,160 |
| ₹50k gain | ₹10,400 |
| ₹100k gain | ₹20,800 |
| ₹200k gain | ₹41,600 |
| ₹400k gain | ₹83,200 |
| ₹800k gain | ₹1,66,400 |
Why STCG hits harder
Short-term capital gains on listed equity get none of the treatment long-term gains get — no annual exemption, and a higher rate:
Even a ₹1,000 short-term gain is taxable in full — there's no equivalent of LTCG's ₹1,25,000 buffer. This is one of the clearest reasons long-term holding is tax-favored for equity.
The rate change to know about
The rate was raised from 15% to 20% by the Finance (No. 2) Act, 2024, effective for transfers from 23 July 2024 onward — worth knowing if you're comparing against older articles or calculators that still quote 15%.
Frequently asked questions
No — STCG on listed equity has no exemption threshold at all. The entire gain is taxable at 20%, regardless of how small it is.